Intern In A Company You Can Be Proud Of

Aflac, a Fortune 200 company, desires you as a college intern for 1 of 10 highly-competitive openings. If you are looking to develop crucial business skills and an overflow of working contacts to add to your arsenal after graduation, this is the perfect opportunity for you. The Aflac internship is open only to superstars. Young or old, male or female, it doesn’t matter … if you’ve got the stuff, we’ll know.

Your internship is like a 400 level class. If you are looking for something easy, to pass the time by, this definitely is not for you. But if you desire greatness and a place to showcase your creativity and talents, this internship will change your life forever.

Here’s a small sample of powerful skills you’ll develop to supercharge your career:

• Dramatically increase your real world business skills – learn the best of the best trainings, seminars, management skills and systems (over a decade of information) all broken down to unexpected and easy hands on experience.
• How to hyper-effectively network like a pro – techniques used only by the smartest networkers to develop an endless stream of referrals you can use throughout your personal and professional lifetime.
• Create the ultimate marketing system – guaranteed success of any product by using this genius system. I use this exact same system for clients when I give marketing consulting and they pay me thousands of dollars for my service.
• How to use cutting edge online sources to increase your exposure, leverage your work and slaughter your competition – Facebook profiles, blogs, and websites are merely the tip of the iceberg.
• Develop mega-valuable life skills not taught in the civilian classroom – personal finance, personal and career development, entrepreneurship and attitude.

Gain access through the back door

You will also have an immediate employment position available upon completion of your internship. Some of our most recent interns have already advanced significantly in their short Aflac careers, shot up to management and became the most highly compensated in the company – all within the span of 2 years…wow! Should you choose not to stay with Aflac after your internship (blows my mind why one would do so), we can recommend you to an industry of your choice through our vast database of contacts. The truth is a vast majority of interns smartly choose Aflac and transformed to create gratifying careers envied by their classmates and respected by their parents.

If you are a superstar and you feel this internship resonates within you, call me today. Trust me, the 10 available spots will fill up immediately. Hesitation is the #1 cause of road kill. I confess, the last time we posted for internships, we filled all coveted internships within one week. Nothing comes close to what you will gain from interning with Aflac. Lucky you, this internship is a jackpot.

Call Rodrigo at (301) 789-7813. Strictly superstars accepted.

If you don’t plan for your career now, you’ll hate yourself later. You owe it to yourself to check it out. If not, you might be committing career suicide.

Call me, Rodrigo, today at (301) 789-7813

Aflac Incorporated To Release First Quarter Results on April 23, 2008

COLUMBUS, Ga., April 16 /PRNewswire-FirstCall/ — Aflac Incorporated (NYSE: AFL) announced today that it will release first quarter financial results after the market closes on April 23, 2008.

(Logo: http://www.newscom.com/cgi-bin/prnh/20041202/CLTH019LOGO )

In conjunction with the earnings release, Aflac Incorporated will webcast a conference call scheduled for 9:00 a.m. (EDT) on April 24, 2007. During the teleconference, Aflac Incorporated Chairman and CEO Dan Amos will discuss first quarter results and the outlook for 2008. Other Aflac executives will be available to answer questions, including Aflac Incorporated President and CFO Kriss Cloninger; President and COO of Aflac Japan Tohru Tonoike; President of Aflac and COO of Aflac U.S. Paul Amos II; and Senior Vice President and CIO Jerry Jeffery.

To listen to the first quarter conference call webcast, visit aflac.com and click on the Investors page. Registration is required, so please allow five to seven minutes to sign up prior to the scheduled start time.

For more than 50 years, Aflac products have given policyholders the opportunity to direct cash where it is needed most when a life-interrupting medical event causes financial challenges. Aflac is the number one provider of guaranteed-renewable insurance in the United States and the number one insurance company in terms of individual insurance policies in force in Japan. Our insurance products provide protection to more than 40 million people worldwide. Aflac has been included in Fortune magazine’s listing of America’s Most Admired Companies for seven years and in Fortune magazine’s list of the 100 Best Companies to Work For in America for ten consecutive years. Aflac has also been recognized three times by both Fortune magazine’s listing of the Top 50 Employers for Minorities and Working Mother magazine’s listing of the 100 Best Companies for Working Mothers. Aflac Incorporated is a Fortune 500 company listed on the New York Stock Exchange under the symbol AFL. To find out more about Aflac, visit aflac.com.

Aflac Incorporated Named to the Forbes Magazine Global 2000 List for Fifth Consecutive Year

Insurer ranked among the world’s biggest and best-performing companiesCOLUMBUS, Ga., April 11 /PRNewswire/ — Aflac ranked 256 on Forbes magazine’s list of the World’s Biggest Companies, the Global 2000. The Global 2000 companies account for $30 trillion in revenues, $2.4 trillion in profits and $119 trillion in assets.

The list also identified Aflac as a member of the Global High Performers list. In order to qualify for this important subset of the Global 2000, a company must stand out among its industry peers in terms of growth, return to investors and future prospects.

“Aflac’s placement on this list is a continued tribute to our company’s financial strength and to our track record of performance as we provide innovative insurance policies to more than 40 million people around the world,” said Daniel P. Amos, Aflac Chairman and CEO.

As of Dec. 31, 2007, Aflac had revenues of $15.4 billion, and its market capitalization was more than $30 billion with assets of more than $65 billion.

Other major Georgia companies included in the ranking are The Coca-Cola Company, The Home Depot and Southern Company. Nationally and internationally known companies on the Forbes list include McDonald’s, Berkshire Hathaway and Walt Disney.

About Aflac: For more than 50 years, Aflac products have given policyholders the opportunity to direct cash where it is needed most when a life-interrupting medical event causes financial challenges. Aflac is the number one provider of guaranteed-renewable insurance in the United States and the number one insurance company in terms of individual insurance policies in force in Japan. Our insurance products provide protection to more than 40 million people worldwide. Aflac has been included in Fortune magazine’s listing of America’s Most Admired Companies for seven years and in Fortune magazine’s list of the 100 Best Companies to Work For in America for ten consecutive years. Aflac has also been recognized three times by both Fortune magazine’s listing of the Top 50 Employers for Minorities and Working Mother magazine’s listing of the 100 Best Companies for Working Mothers. Aflac Incorporated is a Fortune 500 company listed on the New York Stock Exchange under the symbol AFL.

Contact:  Rodrigo_Lagdameo@us.aflac.com

Training Magazine Applauds Aflac’s Employee Learning Programs

Training Magazine Applauds Aflac’s Employee Learning Programs

Aflac’s eighth consecutive appearance on Training Magazine’s list ranks 33 COLUMBUS, Ga., Feb. 5 /PRNewswire/ — For the eighth consecutive year, highly developed education and leadership programs helped Aflac leap to Number 33 among the best corporations providing career development for employees according to Training Magazine’s annual Top 125 listing. During an exclusive ceremony in Atlanta at the Georgia World Congress Center, the insurer was honored for its professional and personal development courses, shooting up 13 spots from last year.

“We take tremendous pride in being designated as one of the best in providing quality career-enhancement courses to our employees,” said Audrey Tillman, executive vice president, director of Corporate Services. “As we continue to develop our corporate training offerings, it is validating to see our workforce build their careers using the resources and knowledge we help them to obtain.”

To compile the listing, applying businesses completed a two-part survey that highlighted professional skills, executive coaching, leadership development, employee orientation, sales training and diversity programs.

Several of the company’s training initiatives were lauded, including the Aflac Leadership Academy, a curriculum designed especially for company management that provides offsite training, discussion and activities all geared toward promoting action-learning of core competencies. The Health Insurance Program, an accredited program for high school students to gain knowledge and skills necessary to be successful in an insurance organization, was also recognized.

In addition to professional development training, Aflac provides personal development sessions referred to as Lunch and Learn courses. Topics addressed include tips on budgeting and saving as well as classes for first-time home buyers. The company also offers a variety of tuition-assistance programs for first-time degree seekers and graduate students, and renewable college scholarships for children and grandchildren of employees.

Training Magazine’s complete listing will be available in a special section of the March issue.

Other recent recognitions Aflac has received include being named for the tenth consecutive time to FORTUNE magazine’s 100 Best Companies to Work For in America and making the Latina Style magazine’s 50 Best Companies for Hispanic Women to Work list.

About Training Magazine

Training magazine is a premier publication with a wealth of training information for human resource and training professionals. The magazine features topics on leadership and succession planning, recruitment and retention and aligning core business competencies with learning theory.

Son’s medical bills put family in debt

From the Morning Sun

Son’s medical bills put family in debt

By SUSAN FIELD

Clare Managing Editor

Someday, Cheryl Jones Cingano wants to start a foundation that will provide money to families of beating victims who fall through the health care insurance cracks.

That’s Cingano’s long-term goal.

For now, she is struggling, along with husband Paul Cingano, to keep a place to live and get medical care for their son, Bryant.

Like James Williams, who was beaten and left for dead early New Year’s Day outside O’Kelly’s Sports Bar and Grill, Bryant Cingano was involved in an altercation in Mt. Pleasant in 2006. The aftermath has left his family thousands of dollars in debt as they try to get the best treatment available.

“It’s a big problem and people don’t realize it,” she said.”All the help that’s out there is for specific things…and there’s not much of that, either.”

Cheryl’s goal is to eventually start a foundation that would provide emergency help to families like her own and the Williamses. Finding a facility that could care for Bryant proved difficult, as was keeping up with bills, his mother said.

Getting Bryant back to California was costly as well.

It cost the family $22,500 to fly him to the San Diego area, and transport costs were not covered by COBRA insurance, Bryant’s maternal grandmother, Jeri Jones, said.
Edgemoor Hospital in Santee, Calif. accepted Bryant after the family faced rejections from 52 other facilities, his mother said.
At the time of the attack, Bryant was in Mt. Pleasant finishing high school. He had stayed behind when his family moved to California during his sophomore year.
While Bryant went back to San Diego in 2005 to live with his family, he returned to Mt. Pleasant in January 2006 to complete his education. Bryant was 18 when he was the victim of the brutal attack outside a convenience store on South Mission Street on March 26, 2006. The attack left him in a vegetative state.
Caring for Bryant after the beating meant the family had to move back to Michigan, where Byrant had been living with Jones, a Mt. Pleasant Realtor.
Bryant’s beating devastated the family financially and emotionally, his mother said.
Because he had turned 18, Bryant qualified for California’s state insurance, Med-Cal, along with $35 a month in Social Security, other expenses caused the family to lose their home.
During Bryant’s treatment in Michigan – including a months’stay at Sparrow Hospital’s Neuro Intensive Care Unit before being transferred to a critical care facility in Greenville – the Cinganos spent about $10,000 in plane fare.
Cheryl and Bryant’s younger brother stayed in Michigan to help care for and be with Bryant, staying in hotels and eventually renting a two-bedroom home in Greenville that cost $795 a month plus utilities. Before Bryant’s injury, his parents had been working toward his father opening his own business, and the couple saved between $30,000 and $35,000 to use as a”cushion” until the business got off the ground, Cheryl said.
Paul Cingano’s business, Concrete Pumping, was tied to the housing market, which was strong in 2005 but began a downward spiral in mid-2006.
While Bryant’s mother and youngest son stayed in Michigan, Paul Cingano and son Zach, then 10 years old, stayed in San Diego, with Paul trying to keep up their home and salvage his business.
Since the beating, Cheryl was unable to return to the work force while helping care for Bryant, and the loss of the second income further burdened the family.
Now, however, she has conceded that she must find work, although extensive research indicated to Cheryl that spending time with her son is tied to any chance of recovery.
Cheryl is looking for a job that would allow her to work from home and the hospital.
For her part, Jones is asking friends and acquaintances to donate whatever they can to help the family get back on its feet. “Everyone’s prayers and a lot of faith are going to have to do the rest as it relates to our Bryant’s condition,” Jones said.

Medical Bills Leading Cause of Bankruptcy, Harvard Study Finds

This is a stunning article that was written almost three years ago in ConsumerAffairs. I am almost certain that most of the numbers are higher now since the Harvard Law Study was done.

February 3, 2005
Illness and medical bills caused half of the 1,458,000 personal bankruptcies in 2001, according to a study published by the journal Health Affairs.

Bankruptcy Bill • Senate Passes MBNA’s Bankruptcy Bill • Congress Ready to Tighten Bankruptcy Law • Medical Bills Leading Cause of Bankruptcy, Harvard Study Finds

The study estimates that medical bankruptcies affect about 2 million Americans annually — counting debtors and their dependents, including about 700,000 children.

Surprisingly, most of those bankrupted by illness had health insurance. More than three-quarters were insured at the start of the bankrupting illness. However, 38 percent had lost coverage at least temporarily by the time they filed for bankruptcy.

Most of the medical bankruptcy filers were middle class; 56 percent owned a home and the same number had attended college. In many cases, illness forced breadwinners to take time off from work — losing income and job-based health insurance precisely when families needed it most.

Families in bankruptcy suffered many privations — 30 percent had a utility cut off and 61 percent went without needed medical care.

The research, carried out jointly by researchers at Harvard Law School and Harvard Medical School, is the first in-depth study of medical causes of bankruptcy. With the cooperation of bankruptcy judges in five Federal districts (in California, Illinois, Pennsylvania, Tennessee and Texas) they administered questionnaires to bankruptcy filers and reviewed their court records.

Dr. David Himmelstein, the lead author of the study and an Associate Professor of Medicine at Harvard commented: “Unless you’re Bill Gates you’re just one serious illness away from bankruptcy. Most of the medically bankrupt were average Americans who happened to get sick.”

Today’s health insurance policies — with high deductibles, co-pays, and many exclusions — offer little protection during a serious illness. Uncovered medical bills averaged $13,460 for those with private insurance at the start of their illness. People with cancer had average medical debts of $35,878.

“The paradox is that the costliest health system in the world performs so poorly. We waste one-third of every health care dollar on insurance bureaucracy and profits while two million people go bankrupt annually and we leave 45 million uninsured” said Dr. Quentin Young, national coordinator of Physicians for a National Health Program.

“With national health insurance (’Medicare for All’), we could provide comprehensive, lifelong coverage to all Americans for the same amount we are spending now and end the cruelty of ruining families financially when they get sick.”

Aflac Insurance – For Businesses

How do you make a good benefit plan … better?  Add Aflac!  We deliver a full range of worksite services and payroll-deducted insurance policies offered on a voluntary basis.  Let us help provide solutions that win the admiration and loyalty of your employees.

With the spiraling costs of major medical, you, like many employers, are probably facing a common quandary: how to offer more coverage without additional costs.  Aflac enables you to make additional coverage available to your people – without direct costs to your business.